[JURIST] The Massachusetts Supreme Judicial Court [official website] issued a decision [text, PDF] on Friday ruling against banks in two foreclosure cases that could have important implications on similar cases both inside and outside of the state. In the consolidated decision Justice Ralph Gants [official profile] ruled that neither US Bank National Association nor Wells Fargo, which were not the original mortgagees, failed to prove they were the holders of the mortgages at the time of foreclosure. "As a result, they did not demonstrate that the foreclosure sales were valid to convey title to the subject properties, and their requests for a declaration of clear title were properly denied," he said. In both cases, the mortgages were transferred to two mortgage-backed trusts [Bloomberg report] without the recipients being named. As a result, Gants held:
“Because only a present holder of the mortgage is authorized to foreclose on the mortgaged property, and because the mortgagor is entitled to know who is foreclosing and selling the property, the failure to identify the holder of the mortgage in the notice of sale may render the notice defective and the foreclosure sale void
It's a pity that "journalists" aren't required to study what they write about. Modern journalism doesn't even seem to require grammar or spelling knowledge.
In grammar, the voice (also called diathesis) of a verb describes the relationship between the action (or state) that the verb expresses and the participants identified by its arguments (subject, object, etc.). When the subject is the agent or doer of the action, the verb is in the active voice. ... en.wikipedia.org/wiki/Passive_verb
Darcy Spears Original Text
Chief Investigative Reporter Darcy Spears has won multiple Emmy's, Edward R. Murrow awards and Associated Press awards on both a national and local scale for her unparalleled journalism.
Recently, Darcy received three Emmy's for her stories. In the investigate report category she received an Emmy for her investigation into allegations of deceptive trade practices at the auto repair chain Tire Works that resulted in a series of reports. In the education category, Darcy was awarded an Emmy for her story on fire guards who were paid to watch these classrooms in case they caught on fire. Shortly after our Contact 13 investigation, the fire guard program came to an end at many of the schools. She also won an Emmy in the health/science category for an emotional story chronicling the death of 58 year old Jimmy Comito and an investigation into the failure of our Valley's medical system to provide critical care.
Darcy also won an Emmy in the Politics/Government category for "Websurfing Lawmakers" and one in the Investigative category for "Deadbeats."
She's been investigating Las Vegas for 15 years and her stories have changed lives, laws and taught lessons to those who would do wrong.
Darcy's work has protected taxpayers, exposed government malfeasance, shined a spotlight on daycare dangers, air pollution and medical malpractice.
She even got the El Rancho torn down--a Las Vegas landmark-turned-eyesore that was secretly being used as a front for a world-wide investment scam right under the noses of County regulators.
Darcy has wanted to be a journalist since childhood.
She attended the University of California, Berkeley where she received a B.A. in Mass Communications and Northwestern University's Medill School of Journalism, where she earned her Masters Degree in Broadcast Journalism.
She hails from Los Angeles, CA, and worked at CBS in Chicago before relocating to Las Vegas.
Poorly written with redundant noun, adjective and adverb usage, passive verbs , inadequate sentence structure, fragmented thought and inaccurate detail
The aforementioned was lifted from the home page of KTNV and is designed as a personal bio for Darcy Spears as part of the “Meet the Channel 13 Action News Team” Section of their home page.
Chief Investigative Reporter Darcy Spears hails from Los Angeles, California. She received a B.A. in Mass Communications from the University of California at Berkeley and earned a Masters Degree in Broadcast Journalism from Medill School of Journalism at Northwestern University. Darcy worked at CBS in Chicago and local Las Vegas NBC affiliate now KSNV prior to accepting her current position with local ABC affiliate KTNV.
Darcy was awarded an Emmy for her story on “Fire Guards” who were retained to prevent classrooms from catching fire. After broadcast the program was terminated in many schools allowing the district to divert these scarce resources where needed most. She won an Emmy in healthcare chronicling the death of Jimmy Comito and the failure of our medical system to provide adequate critical care; an Emmy for her reporting of allegations of deceptive trade practices at a local auto repair chain, one in politics for Web surfing lawmakers and yet another in the category of “Deadbeats”. Darcy received numerous Edward R. Murrow and Associated Press awards for her unparalleled journalistic vision.
She nipped an investment scam in the bud through her reporting on the blighted condition of The El Rancho leading to the demolition of the crumbling former landmark of Las Vegas.
Darcy has wanted to be a journalist since childhood!
Sometimes less is more!
American Family Insurance Group form letter
American Family Insurance unplugged
Seth of Wausau, WI March 9, 2006
Seth of Wausau, WI (03/09/06)
My fiance, was driving in the center lane of a one-way road when she was struck by a truck who "didn't see her" (and two other cars). The truck driver amazingly was not issued a citation, however the police report noted his failure to yield.
The trucker's insurance agent was a nightmare - incredibily unprofessional, arrogant, and unintelligible saying my fiance was 20% liable for the other drivers "failure to yield at a stop sign. I now know American Family is the worst insurance company ever.
Damage to my fiance's car - 3500.
Read more: http://www.consumeraffairs.com/insurance/american_family_auto_p5.html#ixzz1GEuDZiz
Yahoo Finance Message Board:
BEN TOLD YOU TODAY TO GET OUT OF BEAR POSITIONS...YOU BETTER LISTEN. 4-Feb-11 01:15 am
LISTEN YOU PUKES...WE WOULD HAVE AVOIDED THE MELT DOWN IN 2008...NOW WE DESTROY YOU BEARS. YOU HAVE BEEN LECHES ON THE MARKET LONG ENOUGH.
Sentiment : Strong Sell
Re: BEN TOLD YOU TODAY TO GET OUT OF BEAR POSITIONS...YOU BETTER LISTEN. 16 minutes ago
What he really said was the FED is out of bullets and he will continue to monetize the debt because China won't buy it anymore and da gubbamint has no choice.
He just telegraphed a double dip coming - nothing can hold the market up with more job losses and housing values declining another 10 to 20%.
He's tanked the dollar to the breaking point and the only thing he can do is let his banksters make some $$$ shorting the 401k accounts. When the dollar gets back into the mid to high 80's he'll tank it again.
401k owners will get their statements soon and go to sleep on their gains. When they get their statement in March they will be 20% lighter and selling to the banksters cheap while they cover their shorts with volume.
The FED calls it "creating wealth." But only for the banksters. When they get enough $$$ they will write down their losses on real estate loans and come out of this depression in good shape while the country starves.
A Pope and a Lawyer both died and went to heaven. St. Peter met them and requested of the Pope. “Please your Holiness wait here while I show the lawyer to his new home” The Pope agreed and watched as St. Peter guided the lawyer to the highest mansion including many angels to wait on him, a prepared feast, fountains flowing with the finest wines and champagne, music and other saints in attendance to welcome him.
Eventually St. Peter returned and walked the Pope to a condo complex with a key to unit 5B. The Pope stated in disbelief: “Am I a Pope” to which St. Peter answered in the affirmative; the Pope then proceeded: “and is he a lawyer?” St. Peter nodded yes. The Pope said: “Then why am I relegated to this place and the lawyer lives in a mansion?” St. Peter replied: “Oh! Your holiness we have plenty of Popes here but he is our first attorney”
*& her alter egos: Ariane Glon Art of TG and Art of AG as “Watchman”
Camel-Never Let Go-1993.2.1
Chow Chow for now!
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Page 16 Exhibits pg 17 Photo Extras pg 18 Photo Extras pg 19
Photo Extras pg 20 Photo Extras pg 21 “I’m a lawyer trust me”